Self-employed

Advice for the self-employed who mean business

We handle taxes, Social Security contributions and bookkeeping for self-employed people in Sant Cugat and the Vallès, with one person who knows your case and reminds you before every deadline.
Autònoms a Sant Cugat - Sergom Consultors
How we help

Self-employed: you do the work, we do the paperwork

We look after many self-employed people in Sant Cugat and the Vallès. Being self-employed means doing a bit of everything. We take quarterly returns, the books and dealings with the tax office and Social Security off your hands, and tell you what you can deduct so you don’t overpay.

If you’re just starting out, we register you with the tax office and Social Security and explain the flat-rate scheme and income-based contributions. We do this every week for self-employed people who are just starting.

We prepare and file your VAT and personal income tax (IRPF) returns, and send you a reminder in good time. We also review your self-employed contributions when your income changes.

We help you understand what you can deduct and how to keep your invoices so the tax office doesn’t reject them.

Who it's for

Advice for the self-employed, professionals and small businesses

We work with self-employed people of all kinds. Consultants, designers, shop owners, healthcare professionals or technicians: if you work for yourself, we tailor the service to what you really need.

How we work

Four steps for the self-employed, with no complications

01

Getting to know each other

An initial conversation, by phone or at our office, to understand your situation and what you need.

02

We review the documents

We gather the necessary documents and details, and tell you clearly if anything is missing.

03

We get to work

We prepare, file and process whatever is needed, with clear timelines from the start.

04

Follow-up

We keep you informed and check that everything stays in order. If anything comes up, we let you know. That way the self-employed people who work with us don’t have to worry about deadlines.

Frequently asked questions

Frequently asked questions from the self-employed

If you have any other questions about being self-employed, write to us and we’ll answer them.

Most self-employed people file quarterly VAT returns and make instalment payments of personal income tax (IRPF), unless they are under the flat-rate (módulos) scheme or have tax withheld on almost all their invoices. On top of that, there are annual information returns and the income tax return. We keep track of the calendar and let you know what is due before each deadline, so there are no surprises.

Your Social Security contribution is calculated on your expected net earnings and adjusted once Hacienda has the final figures. That is why it is important to adjust it during the year if your income changes. We review the contributions of the self-employed clients we look after and suggest changing bracket when it makes sense, so you avoid paying a large difference at the end.

Yes. We register you with the tax office and Social Security, tell you whether you qualify for the flat-rate contribution (tarifa plana) or any other reduction, and explain which invoices and expenses you need to keep. In a single meeting you’ll know how your day-to-day will work and who will help you when you have questions.

Those linked to your business activity and backed by an invoice: materials, utilities for your premises, insurance, professional fees, training or part of your household costs if you work from home, within limits. Every case has its nuances, which is why we review the expenses of our self-employed clients every quarter to make the most of what is deductible without taking risks.

Yes. Because we handle your quarterly returns throughout the year, preparing the income tax return for self-employed clients is much simpler: we already have your income, expenses and advance payments, and we just need to add the personal and family details.

Why Sergom?

The advisory firm that

alerts you. listens to you. thinks ahead. stands by you.
No surprises, no small print.